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Ways to help yourself make more money when finances are low

As much as lowering expenses and saving money is critical when finances are low, so is learning more ways to make more money.

If you are determined enough, you’ll discover that there are so many different ways to earn extra bucks if you know where to look and if you get creative enough.

Cutting costs can only go so far, and you must increase your revenue streams as well as find more opportunities to earn. Here are some ways to help yourself make more money when finances are low:


  1. Switch employers


Making more money might mean having to switch jobs. Usually, when you get hired by a different company, they offer you a salary higher than your current one. Use it to your advantage when you go into negotiations with a new company.

When you switch jobs, an advantage that comes with it is the possibility of being promoted. This will elevate your level much more.


  1. Go into freelancing


When finances are low, it might be helpful to get a job on the side that you can do at home. The most convenient one that you can do without having another employer and having the flexibility of time is to venture into freelancing.

Freelance work can vary from writing to designing, coding, assisting, and a whole lot of others. There is a range of work available according to your preference and skills.

Just do your research and you will be able to find different avenues for freelance work. For instance, Freelancer is a platform where all kinds of freelance workers can find jobs to do.

If you are great at designing, you can check out and submit your designs there. You may also choose to post which jobs you are willing to do on Fiverr, and individuals will vet you from there.


  1. Tutor or teach an online course


If you are an expert in a subject matter, you can instruct students online through website platforms like Skillshare and Udemy.

They offer a plethora of subjects for students to choose from, and you just need to find a fit subject to teach.


If you prefer something face-to-face, you can monetize your expertise by tutoring students in high school or college. You can also ask your neighbors if their kids need tutoring in several subject matters or you can use a A-Level Chemistry tutor


  1. Rent out your car


If you don’t use your car on a regular basis, you can rent out your car and earn some extra cash. Instead of using your car, you might just want to consider riding the bus or walking to work if it is near enough. Renting out your car will provide you with some easy cash.


  1. Rent out a room on Airbnb


If you are living near a tourist area and have a spare room, you might want to consider renting out a room to get some extra cash.

Nowadays, it’s very convenient to list your room or even your entire home for a few days, a week, a month, and even a year. Put your assets to use and have them make money even when you’re sitting down. Especially if you live in a tourist area, it will be beneficial to rent your property out.


  1. Recycle scrap metal, cans, plastic, and paper


Ways to help yourself make more money when finances are lowDifferent types of materials can be sold for cash and recycled at scrap yards. You can earn some extra cash on the side while helping to save the environment.

Some materials that you can sell are aluminum, plastic bottles, plastic cans, brass, steel, copper, and paper. Rates vary for different scrap yards.


  1. Monetize your hobbies


Some hobbies can cost you a lot of money, but if you are creative enough, you can turn them into a profitable business venture. Depending on your hobby and how talented you are, you can transform it into a money-making machine.

For example, if you love photos, you can sell your photos online or become a part-time photographer. On the other hand, if you are good with some arts and crafts, you can sell your creations in art fairs or Etsy. If you are good at graphic designing, you can do some freelance work designing logos, cards, and promotional materials.




Decreasing your expenses can only hold down the fort for some time. When that time is up, you’ll be left with nothing.

Before this happens, make sure that you find more ways to make money. Just follow the tips above, and you can improve your finances in no time.