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Understanding the claims process of work-related injury

Work-related injuries are common, but you should know that you are entitled to compensation if you are the victim of one.

However, some victims can encounter the challenge of being under-compensated by their employers, despite the severity of their injuries. To get the compensation that you deserve, you need to understand the claims process of a work-related injury. 

If you want to get more details about how you can undertake your claims process, you can read on. 

Significance of workers’ compensation

Every employer has a mandate to compensate the employees who are injured during their working hours. The main purpose of the program is to offer wage replacement as well as medical benefits if you are injured on your job. If you want to get more details about the claims process of workplace injuries, professional attorneys at StuartLawOffices can offer you basic tips on how you can pursue your case. You should know that the whole process includes different steps that are explained below.

Report the injury to your employer

If you are involved in an accident at your workplace and you get injured, the first thing that you should do is to immediately report it to your immediate supervisor. If you do not report the injury, then your employer cannot undertake the claims process for you.

The other thing is that if you delay reporting the injury, it may be difficult to prove it later, which can compromise the outcome.

Seek medical attention

Soon after the workplace injury, you should seek medical treatment from an approved doctor. The doctors should also know that the injury occurred at work so that they can write a medical report that is used in the claims process.

You also need to keep all of the paperwork such as bills and receipts related to the treatment. It is also vital to keep a record of all other medical expenses that are related to workplace injury so that you get full compensation.

You must follow the treatment orders that you are given by your doctor to prevent the worsening of your condition. Failure to follow the treatment orders that you are given by the doctor can also result in denial of the full compensation award that you deserve.

When you obtain a medical report, you should then proceed and file an accident report with your employer. The report should be written for filing purposes, and you should do this within 30 days of the accident. The accident report that you file should go along with the medical report as supporting evidence to your claim.

Compensation for lost wages

You should ensure that the claim is processed through the workers’ compensation commission, a body that handles claims for all work-related injuries. People from Broward County who got injured at their places of work are explained by their Tamarac personal injury attorney how they have the right to ask for their wages after the incident as it’s not their fault for missing work.

The body is also responsible for determining lost wage compensation. You are entitled to get this kind of compensation when you have not been able to go to work for at least seven consecutive days.

How about if your initial claim is declined?

The claims process of a work-related injury can be frustrating and stressful because it can be accepted or denied. However, in case your initial compensation claim is denied, you should immediately consult a professional workplace injury attorney to review it. The professional will then develop a legal case that can proceed to court until justice is achieved.

An experienced personal injury lawyer will handle all the complicated aspects of your claim, while you put all your focus on recovery. A personal injury lawyer will conduct a detailed investigation of the incident and will update the complaint. The attorney will provide proper legal representation of the case by collecting all the evidence necessary to win the court. Thus, a qualified lawyer with rich experience in similar cases and the legalities related to those cases can help you get compensated in the shortest time possible.

Determining the workers’ compensation benefits

The compensation benefits that you can get from your claim can be based on whether the injury is permanent or partial.

Where there is a dispute, the workers’ compensation insurer can request that you also submit an independent medical examination report. The level of compensation is mainly determined by the medical report that you provide with your claim.

If your injury is permanent, then you are entitled to full compensation benefits. In case of the death of the employee resulting from the injuries sustained during the workplace injury, the family also gets full compensation for the loss of income.

The workers’ compensation process involves different steps that your attorney should take into account when preparing a settlement demand from the employer.   The settlement takes into account the degree of your injuries.

To get the compensation benefits that you deserve, you should understand the different steps involved in the claims process of the work-related injury. The degree of severity of your injury and the supporting documents -particularly the medical report- determine the amount of compensation that you can get

It is also crucial to engage a professional work-related injury attorney to improve your chances of winning the claim.